I have cut my electric bills in half since I signed up with Yusuf Given 2 years ago. Definitely worth the semiannual fee for Yusef to get the lowest electric rates for me. When Yusef changes your electric provider to a new one with a lower rate the transition is seamless. He provides excellent customer service and he contacts you immediately when you have any questions. I highly recommend him to anyone who wants to cut their home electric bills!!